For collector cars · segment

The classic in your garage is idle equity.

A collector car usually carries a wide gap between what it is worth on the Hagerty curve or at auction and what is already owed against it. Plinth turns that gap into continuous on-chain liquidity — without selling the car, moving it, or layering on new debt.

Worked example · collector car
Worked example · collector car
Asset value (Hagerty / collector market)350,000Existing loan / floorplan−90,000Realizable equity=260,000→ 2,600 PL/EQminted 1:1 against equityStatusAPPRAISEDYield routeDeFi LENDINGv1.0
Mock
Yield and 80% LTV are placeholders for illustration. Issuance follows the position’s real, appraisal-derived equity.
How it works

Three steps from a parked classic to a programmatic yield stream.

From a title you already hold to a yield that keeps earning — the car never leaves your garage.

01

Connect the appraisal

A Hagerty, classic-insurance, or specialist-auction valuation of the car. We do not take custody — the title stays with you, in your name, in your garage.

02

Size the advance against the gap

Plinth sizes a fixed, non-recourse liquidity advance against the equity above the existing loan or floorplan and issues PL/EQ tokens one-for-one against the size of that advance. The advance is not a refinance; no new encumbrance is layered on the car.

03

Deploy disclosed yield

The advance is deployed into approved external venues producing disclosed yield. The capital provider receives their share from that deployment — never from owner payments, appreciation, or sale proceeds. Yield cycles continuously, not as a one-off payout.

Qualifying assets

Classic, exotic, vintage, muscle — title stays with the owner.

The protocol accepts a broad range of collector-grade vehicles. The narrow part of the process is the appraisal; once a credible valuation is on file, the rest is the same equity-as-liquidity model.

  • Classic and vintage

    Pre-war motorcars, post-war classics, and American muscle from the period collectors actively trade — roadsters, coupes, convertibles in original or restored condition.

  • Exotic and limited-edition

    Modern-era supercars, homologation specials, and low-volume production cars that hold a recognised secondary market. Auction and dealer comparables drive the appraisal.

  • Air-cooled 911s and restomods

    Singular-model enthusiasts and the restomod community — cars where condition, provenance, and build quality narrow the appraisal to specialist sources.

Title and custody stay with you.

Registration stays in your name. The car stays where you keep it — your garage, your storage facility, your specialist’s shop. Plinth does not take possession, does not broker a sale, and does not interfere with how the car is stored, serviced, or driven. The position is a claim on the equity above any existing loan, not on the car itself.

If you sell the car

A sale closes the existing Plinth position. The new owner does NOT inherit the advance.

A permitted sale or trade closes the existing Plinth position under defined redemption and settlement terms. Any new owner does not inherit the previous advance — they complete a separate eligibility review and receive new advance terms on the new ownership. Until that review is complete and the position is redeemed, the existing advance’s settlement terms apply.

Sale mechanics, notice timing, and the new-owner eligibility path are subject to final terms and counsel review.

Get started

Bring a car. See the equity it carries.

The intake walks through the car, the existing loan or floorplan, and the appraisal path. You see the math before anything is signed or minted.

Start an intake

No forms before you’re ready. The intake is a single guided flow.